Do I Need to Take Medicare?
If you're approaching 65, you're likely wondering whether you need to enroll in Medicare right away. The answer depends on a few key factors that can affect your health coverage and avoid penalties down the road.
Who Needs to Take Medicare?
The majority of people need to enroll in Medicare Parts A and B at age 65. This applies if you have private insurance, a Medishare plan, COBRA, or if you're currently uninsured. Not enrolling on time can result in penalties later.
Exceptions to the Medicare Enrollment Requirement
If you have group health insurance from an active employer (either yours or a spouse's) with 20 or more employees, you may be able to delay Medicare enrollment without penalty. Your insurance must be considered 'creditable,' and we can help you determine if you qualify.
How We Help
Navigating Medicare can be complex, but we're here to guide you through each step. When you're ready to make the decision, we’ll help you understand your options and the best time to enroll, ensuring you avoid unnecessary penalties. — Jaime Anderson
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Medicare doesn’t have to be stressful – we’re here to answer questions and guide you through every step. Let’s make Medicare carefree for you.